Wayfair (Comenity)--What's The Highest CL You Can Have? Anyone with a high CL (i.e. $20K or more)? I know a lot of the Comenity store cards go up to $30K and some beyoned that (Pottery Barn)-but haven't found much on here about Wayfair. And is it best to ask by phone instead of online for a CLI with this one?
Well shoot, this is not what I expected. I opened a new Citi Wayfair CC around 11/20 for $3K. My original card closed under Comenity Bank like everyone else. (never used it.). I decided to try the CLI button thinking it would be a soft pull. NOPE. I was instantly approved $9K. After doing so, I rush...
Approved for Wayfair account (Citi))! The 1980's called a couple of months ago, asking for their master bathroom back, so I agreed. After all, they got their hall bath back in April, soon after 19 began.
Wayfair now has preapproval for store card? Sorry if this is old news but I just noticed that they actually have a prequalify form for the wayfair store card, it SP's experian.
Wayfair says I need to go through that credit approval dialouge each time, which I unfortunately believed and it just did another soft pull, but this time I was denied by everyone, except Genesis which was no longer on the list . I cannot figure out how to do this!
I went to Wayfair and used the SCT and at the check out it said I am pre-approved for Wayfair credit card. I did not pull the trigger. How reliable is their pre-approval. I know pre-approval does not mean a guaranteed approval but I am curious what are the chances of approval and does being a custom...
Wayfair is a Comenity card, how do your scores look? Comenity seems to approve most often in the mid-600s and up. Sometimes lower, sometimes higher (actual credit cards as opposed to store cards require higher scores). The Wayfair card is a store credit card so it should be easier to get. If you want to check for preapproval, look up the SCT here.
Couldn't get the Boscovs SCT to work for me for the past few months (tried incognito, cleared cache/cookies, used MS Edge, Chrome, Opera, Firefox, Safari no luck), so I tried Wayfair. Pre-approval pop-up + last 4 of SSN. Instant approval for $6.5k BUT it was a hard pull. I called the 3 CRAs and Equifax confirmed there was a hard inquiry.